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Closing on Your SCLT Home

Once the lender receives your loan application and all the associated information, and your application has been subitted to SCLT, it may take from two to four months to close on your mortgage loan and complete the purchase of your home. Here are some things you'll need to do while you wait:

  • Inform SCLT staff about changes in your family income or debts.
  • You will need to meet with an attorney to review the SCLT Ground Lease. You will be signing a document stating that you understand what you are signing.
  • If you are working through USDA, you will need to complete their Orientation.
  • Make sure you have enough cash saved for closing costs.
  • Set up a meeting with SCLT staff to go over everything to make sure you are ready for the closing.

When it is finally time to close, go to the title agency for the scheduled meeting; bring a photo ID. You will be reviewing everything with the SCLT staff, signing documents, and then going to the bank for a cashier’s check for the money needed to close. You are now an SCLT homeowner. Congratulations!



Quick Downloads

S'us' Héeni Sháak Community
7 House Designs
SCLT 1 BDRM Mighty Mouse House
SCLT 2 BDRM with stairs to loft-Cottonwood
SCLT 2 Bedroom House-Hemlock
SCLT 3 Bedroom House-Spruce
Subdivision
GIS Map of Neighborhood

SCLT Documents
SCLT Qualifications and Housing Application
Updated 1/14/2023


Sitka Community Land Trust ~ Phone 907-738-4190, PO Box 6461, Sitka AK 99835; email: sitkaclt at gmail.com
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