Once the lender receives your loan application and all the associated information, and your application has been subitted to SCLT, it may take from two to four months to close on your mortgage loan and complete the purchase of your home. Here are some things you'll need to do while you wait:
When it is finally time to close, go to the title agency for the scheduled meeting; bring a photo ID. You will be reviewing everything with the SCLT staff, signing documents, and then going to the bank for a cashier’s check for the money needed to close. You are now an SCLT homeowner. Congratulations!