The SCLT parent organization, Sitka Community Development Corporation (SCDC), was started in 2006 by private citizens responding to the lack of affordable housing in the City and Borough of Sitka. In its Articles of Incorporation, its purpose is "promotion and facilitation of affordable housing for persons of low and moderate income in the City and Borough of Sitka and elsewhere in Southeast Alaska." SCDC received their 501(C)(3) status from the IRS in 2008. Incorporated in the State of Alaska, SCDC is also a Community Land Trust working on providing the community of Sitka with permanently affordable housing. In 2014, the organization created the Community Land Trust program and in 2016 the board changed the organization name to the "Sitka Community Land Trust" or SCLT.
SCLT restricts its permanently affordable housing to households with incomes below 120% of Sitka median income, adjusted for family size. The SCLT also targets senior households as well as households that are, by federal definition, “low-income” – i.e., households with incomes below 80% AMI – consistent with its IRS designation as a tax-exempt, “charitable” organization. We encourage prospective homebuyers who make less than 80% AMI to check with a lender to see if they may qualify for a home mortgage loan.
Our goal is to provide affordable home ownership. The sales price must be affordable to the new purchaser. A sale is affordable when no more than 32 percent of the new purchaser’s income is used to pay the fixed costs of owning a home (that is, loan payments of principal and interest, taxes and insurance, generally called PITI), or all housing expenses (including PITI, land lease or dues, utility expenses and a reasonable maintenance reserve) do not exceed 40 percent of the new purchaser’s income. HUD Annual Section 8 Income Limits and HOME Income Limits.
"The Department of Housing and Urban Development (HUD) sets income limits that determine eligibility for assisted housing programs including the Public Housing, Section 8 project-based, Section 8 Housing Choice Voucher, Section 202 housing for the elderly, and Section 811 housing for persons with disabilities programs. HUD develops income limits based on Median Family Income estimates and Fair Market Rent area definitions for each metropolitan area, parts of some metropolitan areas, and each non-metropolitan county."
FY 2022 INCOME LIMITS SUMMARY (U.S. DEPARTMENT OF HUD 2022)
S'us' Héeni Sháak Community
7 House Designs
SCLT 1 BDRM Mighty Mouse House
SCLT 2 BDRM with stairs to loft-Cottonwood
SCLT 2 Bedroom House-Hemlock
SCLT 3 Bedroom House-Spruce
GIS Map of Neighborhood
SCLT Qualifications and Housing Application